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Is Western Union a good option?

2 min read

Yes — in fact, Western Union (WU) is one of the best hacks for travelers in Argentina right now 💸 because of the way currency exchange works.

💵 Why Western Union Is Popular in Buenos Aires #

  • Argentina has a big gap between the official peso exchange rate and the “blue dollar” (informal market) rate.

  • Normally, if you withdraw from ATMs or pay with a foreign card, you lose money at the official rate.

  • BUT: Since 2022, credit/debit cards now use the dólar MEP (tourist rate), which is much better.

  • Western Union transfers usually match or beat that rate — and often are the cheapest way to get pesos.

✅ How It Works for Tourists #

  1. Use the Western Union app to send money to yourself from your home country.

  2. Choose cash pickup in Argentina.

  3. Collect pesos at a WU branch, Pago Fácil, or certain partner stores.

  4. Bring your passport (sometimes they ask for a local address — use your hotel/hostel).

💸 Pros #

  • Best exchange rate (close to blue-market).

  • Avoids high ATM fees & limits (ATMs only give ~ARS 10,000–20,000 per withdrawal, with ~$10 USD fees).

  • Reliable and widely used by both locals and expats.

⚠️ Cons #

  • Long lines at some WU locations (especially in Microcentro and Palermo).

  • Daily/transaction limits → usually ~$200–300 USD equivalent per pickup, depending on the branch.

  • Must carry a lot of cash → safety concern, so pick up during the day and don’t flash your money.

📍 Tips for Using Western Union in Buenos Aires #

  • Go early in the morning to avoid long waits.

  • Check reviews on Google Maps → some branches are better organized than others.

  • If you’re staying longer, split your transfers into smaller amounts to avoid carrying too much cash.

  • Some cambio houses (exchange offices) in Palermo/Recoleta also partner with WU → faster than downtown locations.

👉 Bottom line:
Yes, Western Union is one of the best, safest, and most cost-effective ways for tourists to get pesos in Buenos Aires. Just plan for the lines and be cautious with carrying large amounts of cash.

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